Privacy Policy

1. Overview

AGM Apps ("we," "our," or "us") operates the Real-Time Salary Tracker mobile application (the "App"). This Privacy Policy explains how we handle your information and protect your privacy when you use our App.

We are committed to your privacy. Your financial data belongs to you, and we have designed the App to keep your sensitive salary information secure and private.

2. Information We Collect

2.1 Information You Provide

When you use the App, you may enter the following information, all of which is stored locally on your device only:

• Salary and wage information (annual, monthly, hourly rates)
• Work schedules and shift times
• Time-off entries (vacations, sick days, holidays)
• Tax rates and financial calculations
• Pay frequency and next pay date
• Currency and language preferences
• Optional iCloud sync preferences

2.2 Information Automatically Collected

We do not collect any personal information automatically. However, third-party services integrated into the App may collect certain technical information as described in Section 4.

3. How We Store Your Data

3.1 Local Storage

• On-Device Storage: All your financial data is stored locally on your device using Apple's secure UserDefaults storage system.
• No Cloud Servers: We do not operate any backend servers. Your salary data never leaves your device unless you explicitly enable iCloud sync.
• Data Deletion: If you delete the App, all locally stored data is permanently removed from your device.

3.2 Optional iCloud Sync

• You may optionally enable iCloud Key-Value Storage to sync your data across your Apple devices.
• When enabled, your salary data is encrypted and synced through Apple's iCloud service.
• We do not have access to your iCloud data. Apple's Privacy Policy governs iCloud data.
• You can disable iCloud sync at any time in the App's Settings.

Your financial data is never transmitted to AGM Apps servers or sold to third parties.

4. Third-Party Services

4.1 Google AdMob (Advertising)

The free version of the App displays advertisements through Google AdMob. AdMob may collect and process the following information:

• Device identifiers (Advertising ID)
• IP address and approximate location (country/region level)
• Device type and operating system version
• App usage data for ad performance

You can opt out of personalized ads in your device settings:

• iOS: Settings → Privacy & Security → Tracking → Limit Ad Tracking
• Or: Settings → Privacy & Security → Apple Advertising → Personalized Ads

For more information, see Google's Privacy Policy.

4.2 Firebase Analytics

We use Google Firebase Analytics to understand how users interact with the App. Firebase may collect:

• Anonymous usage statistics (screens viewed, features used)
• Device information (model, OS version)
• Crash reports and performance data

No personal or financial data is sent to Firebase. All analytics data is anonymized and aggregated. See Firebase's Privacy Policy.

4.3 GDPR Compliance (EEA Users)

If you are located in the European Economic Area (EEA), you will be prompted to provide consent before any advertising or analytics services collect your data. You can accept or decline personalized ads and manage your privacy preferences at any time in Settings.

5. Meta Audience Network

We use Meta Audience Network (Facebook) to serve advertisements. Meta may collect:

• Device information (device type, OS version, unique identifiers)
• Ad interaction data (views, clicks)
• IP address and location data

Meta uses this data to deliver personalized ads and measure ad performance.

For more information, visit: https://www.facebook.com/privacy/policy

6. In-App Purchases

The App offers an optional "Plus" subscription to remove advertisements. When you make a purchase:

• Payment is processed entirely by Apple through the App Store.
• We do not collect or store your payment information.
• Apple's Privacy Policy and Terms of Use apply to all purchases.
• You can manage your subscription in your device's App Store settings.

7. Data Security

• Local Encryption: Your data is protected by iOS's built-in security features, including device encryption and biometric authentication (Face ID/Touch ID).
• No Network Transmission: Your salary data is never sent over the internet to our servers.
• Sandboxed Storage: The App operates in Apple's secure sandbox environment, preventing unauthorized access by other apps.

8. Data Breach Notification

In the unlikely event of a data breach that affects your personal information, we will notify you within 72 hours via the contact method you have provided to us. We will inform you about:

• The nature of the breach
• What information was affected
• Steps we are taking to address the breach
• Actions you can take to protect yourself

9. Children's Privacy

The App is intended for working adults and is not designed for children under 13. We do not knowingly collect personal information from children. If you believe a child has provided information through the App, please contact us at help.agmapps@outlook.com.

10. International Users

The App is available worldwide. If you use the App outside the United States:

• Your data remains stored locally on your device in your country.
• If you enable iCloud sync, your data may be processed in countries where Apple operates iCloud servers.
• Third-party services (AdMob, Firebase) may process data according to their respective privacy policies.

11. Your Rights and Choices

You have full control over your data:

• Access: All your data is accessible within the App at any time.
• Modification: You can edit or delete any salary, schedule, or time-off entry.
• Deletion: Use "Reset All Data" in Settings to permanently delete your information, or simply uninstall the App.
• Opt-Out of Ads: Upgrade to the Plus version to remove all advertisements.

12. California Privacy Rights (CCPA)

If you are a California resident, you have the right to:

• Know what personal information is collected about you
• Request deletion of your personal information
• Opt-out of the sale of personal information (Note: We do not sell your data)
• Non-discrimination for exercising your privacy rights

To exercise these rights, contact us at the email address provided below.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, the "Last Updated" date at the top will be revised. Significant changes will be communicated through an App update notification. Continued use of the App after changes constitutes acceptance of the updated policy.

14. Third-Party Links

The App may contain links to external websites (such as our developer website, Apple's terms, or Google's privacy policy). We are not responsible for the privacy practices of these third-party sites.

15. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your data, please contact us:

Developer: AGM Apps  ·  agmapps.net

For EEA Users: You have the right to lodge a complaint with your local data protection authority if you believe your rights have been violated.